Are you overpaying on Ontario prescriptions across your whole medication list?

You enter up to five medications and answer a few questions about your coverage. We estimate whether you may be paying extra each year on pharmacy dispensing fees, brand-name drugs when a lower-cost interchangeable version exists, and provincial programs such as Trillium or Ontario Drug Benefit (ODB) for people 65 and older.

No. We are an independent calculator, not a pharmacy. Estimates use Ontario's public drug list and typical dispensing fees. Always call your pharmacy to confirm your actual price before switching.

Every time you pick up a prescription, the pharmacy charges a separate fee to prepare and hand you the medication, on top of the drug price. Fees vary by chain. Costco is often about $4.50 per pickup; Shoppers and Rexall are often about $12. See our Ontario dispensing fees guide for a full table.

For eligible Ontario residents aged 25 to 64 without drug insurance, Trillium uses a deductible of roughly 4% of household net income per year before program support applies. Our calculator compares that to your estimated prescription spending when you choose the Trillium option.

When drugs are listed as interchangeable on the Ontario Drug Benefit formulary, a lower-cost version may save money on the medication itself. Ask your pharmacist or doctor first, especially for drugs where switching needs medical judgment (for example some thyroid medications).

Ontario adults with multiple recurring prescriptions: people without insurance or with limited coverage, seniors on Ontario Drug Benefit who still pay chain pharmacy fees, and working-age residents with high prescription costs who may qualify for Trillium.

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